Healing Arts Institute... - Putting a Future in Your Hands
FINANCIAL AID
 
 
Financial Aid is available for those who qualify at Healing Arts InstituteFinancial aid is available at Healing Arts Institute for those who financially and/or academically qualify.  You should begin this process as soon as possible to ensure that your application gets processed in time. There are several financing opportunities you can explore, including through the U.S. Department of Education, WIA, BVR, veteran’s benefits, or sometimes through your place of employment.
  
AVAILABLE AID
 
Healing Arts Institute is approved to participate in Federal Title IV financial aid programs.  Currently, funds are available through the Pell Grant, Direct Subsidized and Unsubsidized Loan, FSEOG, and DIRECT PLUS Loan programs.
 
In addition to federal aid programs, Healing Arts Institute is an approved training provider for Ohio Workforce Investment Act (WIA) programs, the Bureau of Vocational Rehabilitation, and is approved by the state- approving agency for veteran’s benefits.  Information about eligibility requirements and application procedures for these programs are available from the agencies that administer them.
 
A limited number of institutional grants are available from the Institute for students with extreme financial need and a demonstrated track record of academic excellence at Healing Arts Institute.  Applications for institutional grants are available from the Director.
 
APPLYING FOR AID
 
To apply for financial aid, a prospective student needs to fill out the Free Application for Federal Student Aid (FAFSA).  This is the one form used to apply for all federal aid, including both grants and loans. Students may complete the application online at 
 
Priority is given to financial aid applications received at least 30 days prior to the first day of classes.  Applications received fewer than 30 days before the first day of class will be considered after all priority applications have been processed.  It is not necessary to have the financial aid application process completed prior to starting classes; however, Healing Arts Institute will not assume eligibility for any student who has not received and returned a signed estimated financial aid award notification prior to signing an enrollment agreement.

How to Apply for Financial Aid
 
To apply for most forms of financial aid, students must complete the Free Application for Federal Student Aid (FAFSA). Students must submit new financial aid applications for each academic year. Forms are available on-line at www.fafsa.gov and should be submitted as soon as possible. As part of the FAFSA application, students and parents (if applicable) must provide income information. In many cases, students and parents may be able to retrieve their tax information from the IRS and transfer it to their FAFSA. Students and parents are highly encouraged to use this option when applicable. Students and parents can sign the Free Application for Federal Student Aid (FAFSA) electronically using their Department of Education PIN. The PIN can be obtained as part of the FAFSA application or by requesting one at www.pin.ed.gov."Free Application for Federal Student Aid" (FAFSA) must include the Healing Arts Institute Title IV school code: 037764
 
 
What Happens Next?
 
After your FAFSA has been processed, you will receive a Student Aid Report (SAR). If you complete the FAFSA on the web and provide an electronic signature and e-mail address, your SAR will usually be sent within 1-2 days. Your SAR will be sent to the e-mail address you reported on the FAFSA. If you send a paper FAFSA application to the FAFSA processor, allow 2 to 3 weeks to receive your SAR.
 
 
 
Net Price Calculator for financial aidThis calculator has been designed to allow you to make early estimates regarding eligibility for need-based financial aid as a student. Based on the information you enter about your family financial situation you will be presented with a sample award with the following caveats:
  • Results are dependent on the accuracy and completeness of the information entered and intended to provide only a general guide to your eligibility for financial aid.
  • Any award is not guaranteed by Healing Arts Institute and is meant to be an indication of the aid you may be eligible to receive.  Healing Arts Institute's Financial Aid Office is the final authority for determining the family contribution and any financial aid award.
  • This is not an application for financial aid.  Your information will not be retained or transmitted to Healing Arts Institute in any way.
 


 
All federal Direct loan borrowers are required to complete an entrance counseling requirement.  We recommend that you complete this requirement online.  The entrance counseling session provides you with information about your rights and responsibilities as a borrower.  After reading the information, you will be quizzed on your knowledge.

Healing Arts Institute Financial Aid Office will be notified when you have completed your online entrance counseling.  You will not receive any disbursements of your federal Direct loan until you have completed your entrance counseling requirement.  To complete therequirement, follow these steps:
1.       Go to the Direct Loan website at http://StudentLoans.gov/.
2.      Manage My Direct Loan: Sign In
3.       Click on the green “Sign In” button.
4.       Log in with your Social Security number andFAFSA PIN number. 
5.      Click on "Complete Entrance Counseling."  Follow the promptsuntil you reach the
          School and Loan Information screen.
6.      For School State, select OHIO.
7.       For School Name, select HEALING ARTS INSTITUTE.
 
Work through the entrance counseling information, responding to the quiz questions along the way. When you have finished, the Financial Aid Office at Healing Arts Institute will be notified.
 
If you have questions about the Entrance Counseling process, you can call Direct Loan Applicant Services at (800) 557-7394 or contact the Healing Arts Institute Financial Aid Office.
 
NOTE: If you have not already done so, please also complete your federal Direct loan Master Promissory Note (MPN)

 
 
Upon ceasing enrollment or graduating from Healing Arts Institute, and prior to beginning repayment, federal DIRECT and Graduate PLUS loan borrowers are required to complete an exit counseling session.  The exit counseling session provides information about borrower rights and responsibilities regarding loan repayment.
There are several ways to complete the exit counselingrequirement:
·         In-person exit counseling sessions by making an appointment with the financial aid office at Healing Arts Institute.   
·         Online loan counseling is available on the website of the National Student Loan Data System (NSLDS). We particularly recommend NSLDS Exit Counseling for borrowers of Federal Direct loans.
 
For questions about your individual student loans, you should contact your lender or the current holder of your loan.  To determine the holder of your loan, you should consult the National Student Loan Data System (NSLDS). Please note that private (non-federal) education loans are not included in NSLDS.
 
If you encounter difficulties with your lender, you may wish to contact the U.S. Department of Education’s Federal Student Aid Ombudsman.  The Ombudsman provides borrowers with information and guidance to resolve concerns about their student loans.  As an advocate, the Ombudsman can research problems and determine if you have been treated fairly.  Here is the contact information for the Ombudsman’s office:
 
            U.S. Department of Education
            Federal Student Aid Ombudsman
            830 First Street, N.E.
            Washington, D.C.  20202-5144
            (877) 577-2575
           http://www.ombudsman.ed.gov/

 If you plan to re-enroll at Healing Arts Institute or another college or university, please notify your lender.  You may need to complete an in-school deferment request to postpone repayment.  You should continue to make monthly payments until you are officially notified of approval of your deferment request. 
 



 
GainfulEmployment Disclosure Information
2009– 2010 Award Year
 
Healing Arts Institute
Perrysburg, OH  43551
Institutional Code:    037764
CIP Code:               51.3501
SOC Code:              31-9010 – Massage Therapy
                            http://www.onetonline.
 
Tuition                    $ 8,550
Fees/Insurance/CPR $   280
Books & Supplies      $ 1,410
Massages                $    150
                               $10,390
Additional Items:
$  35.00 Ohio State Medical Board Application for Preliminary Education Number
$250.00 Ohio State Medical Board Exam Application Fee
 
Median Loan Debt:
Federal Student Loan:    $5,517
Private Educational Loan:     $0
Institutional Financing Plan:  $0
 
Graduation Rate:
1 year Program:       97% of the program graduates did so within 100% of the published length of the program
2 year Program:       100% of the program graduates did so within 100% of the published length of the program
 
Placement Rate:
70% of the graduates obtained employment within the above field
· As reported to the Accrediting Commission of Career Schools and Colleges (ACCSC)
· The employment obtained by the students who completed the program is based on information reported to Healing Arts Institute by the students or their employers.
· This rate is based on program graduates who were employed within the 1 year after graduation.
 
 
Financial Aid Office Code of Conduct
 
1.   Student financial aid office duties will be conducted in an ethical and professional manner and in keeping with organizational policies and procedures as well as relevant federal, state and accreditation requirements.
 
2.   Student financial aid office will provide counseling for students and parents and/or spouse who desire assistance in financial planning to meet educational expenses.
 
3.   Neither the school nor the financial aid office will enter into any revenue sharing arrangements with any lender.
 
4.   The financial aid office will not steer borrowers to particular lenders or delay loan certifications.
 
5.   The financial aid office will not offer funds for private loans to students in exchange for providing concessions or promises to the lender for a specific number of FSA loans, a specific loan volume or a preferred lender arrangement.
 
6.   The financial aid office staff will not accept gifts from a lender, guaranty agency or loan servicer other than gifts distributed from vendors to conference or workshop attendees.
 
7.   The financial aid office staff will not accept compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.
 
8.   The financial aid office staff is prohibited from accepting compensation to serve on an advisory board, commission, or group established by a lender or guarantor except for reimbursement for reasonable expenses.
 
9.   Student financial aid office will only provide truthful and accurate statements, descriptions, and explanations regarding the school student services division.
 
10.Student financial aid office staff will work to ensure that students are fully informed and able to make appropriate enrollment decisions without undue pressure.
 
11.Student financial aid office staff will only assist prospective students in the areas that fall within the purview of their position and will not assist prospective students in admissions testing or alter or falsify any enrollment documents or required test scores.
 
12.Student financial aid office staff will not make explicit or implicit promises of employment or exaggerated statements regarding employment or salary prospects to prospective students.
 
13.Student financial aid office staff will participate in relevant training provided by the school, state federal and/or professional associations to enhance their skills as financial aid advisors.
 
14.Student financial aid office staff will not assist prospective students in providing false or misleading information on any application.
 
15. Studentfinancial aid office staff  will not discredit other schools or influence any student to leave another school by: falsely imputing to another school dishonorable conduct, inability to perform contracts, or questionable credit standing; making other false representations; falsely disparaging the character, nature, quality, value, or scope of another school’s program of instruction or services; or demeaning another school’s students.